There are many reasons why home insurance is so important. A home can be one of you biggest investments, therefore you want everything to be fully covered. Home insurance has a deductible just like auto insurance does. Whenever a homeowner has a claim, they will pay the deductible and then the insurance company will pay the rest. A lot of home claims, can end up being very expensive to repair. That is why insurance on a home is important to have to pay those claims out and not make you have to pay out of pocket to repair or replace the loss.
Home insurance covers a broad variety of claims. There is a lot of things people do not think about wanting or needing coverage on. For instance, personal liability coverage. This is something that if someone was to injure themselves on your property, there is coverage for the medical expenses. This is something that may never happen to you, but in the case that it does it is something you want to know you have coverage on and will not be having to pay out of pocket. It is important to know your coverages and ask your local Tulsa insurance agent if there is any questions you may have.