Insurance to meet your needs.

Car driving down avenue of treesIf you’re driving in the Sooner State of Oklahoma there are over 235,000 miles of road for you to explore. In order to drive for work or pleasure in Claremore, you’ll need at least the minimum liability auto insurance and we can help you find the best rates available. No one likes to overpay and even if you need to obtain more coverage such as collision or comprehensive coverage, we can help you find the best rates possible for your personal situation.

Drivers in OK are required to carry minimum liability auto insurance that includes at least $25,000 per person bodily injury, up to $50,000 per accident and $25,000 in property damage. If you used a bank loan to purchase your car then you will also be required to take out some form of full coverage to protect you and your banks joint investment.

You’re in luck, drivers in Oklahoma enjoy lower than the national average auto insurance premiums but that doesn’t mean that you shouldn't shop around for the best deal. Here are a handful of ways to reduce your auto insurance costs in Claremore or anywhere in the state of OK.

  • Slow down, drivers with no speeding tickets or other moving violations enjoy lower rates.
  • Never drink and drive. DUI’s will have a steep impact on your insurance rates and in some cases can prevent you from being insurable at all.
  • Avoid causing accidents, having at-fault accidents on your recent driving record will increase your rates.
  • Have good credit. Drivers with good credit are considered a better risk and can receive the largest discounts in premiums. To maintain good credit, pay your bills on time and do not carry too much debt.
  • Avoid insuring young drivers. Teens love the freedom of getting their driver’s license but the cost to insure an inexperienced teen driver is very hefty, sometimes three times the average cost.
  • Pay for your insurance premiums upfront in one lump sum yearly payment to get an overall discount.
  • If paying monthly, elect to have your payment auto-drafted from your bank account to avoid recurring service fees.
  • If possible, opt for a higher deductible plan to get lower premiums. You’ll pay the deductible only in the even you have a claim. This is a good option for low-risk drivers.
Posted 9:29 PM

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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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