Unfortunately there are a lot of uninsured drivers driving around everyday. Even though auto insurance is legally required in 49 states, there are still so many who continue to drive around without it. If you’re involved in an accident with a driver who doesn't have an auto insurance policy, you could be at risk for a large financial loss. Uninsured and underinsured motorist coverage was created to protect against that possibility. Uninsured motorist coverage can sometimes only cost an extra $15 to $20 a month and in the long run that is something that will definitely pay off.
What uninsured motorist (UM) covers your and your passengers’ medical bills if you’re involved in an accident with an uninsured motorist who is at fault. UM coverage will reimburse you and your passengers for lost wages. UM coverage also comes into play if, as a pedestrian, you are hit by an uninsured driver, or if you’re the victim of a hit-and-run accident. Considering all that it could cover and save you, it is something that everyone should consider having on their auto policy. Contact us to discuss your Oklahoma city auto insurance coverages.