Protect your adventures with boat or yacht insurance

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For all the boating adventures ahead

Get a boat or yacht insurance quote today and get ready to enjoy more of what you love – time out on the water with friends and family. Make sure your boat and everyone on it are properly protected with Travelers. 

How much is boat insurance?

Boat insurance costs vary based on the state where you use your boat and the coverage options you select. For instance, boating insurance options – such as agreed value policies – will generally cost more than actual cash value policies. If keeping boat insurance costs down is a priority, choosing a higher deductible can reduce your policy premium. Depending upon the state where the boat is used, boat insurance policies can be purchased at a very reasonable price.*

Why do I need boat insurance?

You need boat insurance to cover loss or damage to your boat and to help protect you financially for injuries or damage caused by covered mishaps.  

Liability coverage in your boat insurance can help protect you if you cause injury to others or damage their property while using your boat.  

Medical payments coverage provides reimbursement for injuries to you and your guests. Boat or yacht insurance even covers on-water towing. 

What does a boat insurance or yacht insurance policy cover?

Choose the right boat insurance or yacht insurance for you and your boating needs. See what’s included in a basic boat insurance policy and what you may need to add.

MORE ABOUT COVERAGE

Uninsured boater insurance

This provides coverage for incidents when another boater may not have insurance coverage. As long as you’ve chosen sufficient limits on your policy, uninsured boater coverage can help cover your medical bills and bodily injury resulting from an accident with someone who does not have insurance. Coverage extends to you, your family and your passengers. Requirements for uninsured boater coverage vary by state.