Comprehensive Car Insurance Coverage

What is comprehensive coverage?

Comprehensive car insurance coverage covers non-collision-related damage to your vehicle from things like theft, fire, striking an animal or a tree falling on your car in a storm.

Comprehensive coverage explained

What can comprehensive car insurance cover? 

Comprehensive coverage can help pay for covered losses if your car is damaged by something other than a collision, such as: 

• Theft 
• Fire 
• Vandalism 
• Severe weather events (windstorm, hail, flood) 
• Animal impact 

The maximum comprehensive coverage payout is the actual cash value of your vehicle minus the deductible amount you choose. 

Comprehensive coverage limits and deductibles may vary by state and are generally required if you have a loan or lease on your vehicle. Otherwise, coverage and limits are optional.